Mold Damage

Our Mold Damage Attorneys Can Help You Deal With Your Property Insurance Claim

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Understanding
Mold Damage

Property damages as a result of mold infestation are typically the easiest to obtain proof of and recover from. The process of mold  remediation and gaining mold removal estimates usually come out to tens of thousands of dollars in cost. 

Anyone sort of mold-infested environment is likely to have some of these property damages: 

  • Mattresses

  • Electronics

  • Furniture

  • Clothing

  • Bedding

  • Small Appliances

  • Other personal contents

Contact one of our Florida Property Damage Attorneys to get a free review of your claim or help starting a new mold damage claim.

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How do I calculate property damages by mold? 

A proper determination of the property damages caused by mold includes various components:

  • The amount of water damage

  • The amount of dry-out

  • Mold remediation removal

  • Property restoration 

Many in this predicament depend on average contractors that generate large costs due to a lack of detail. 

Contact one of our Florida Property Damage Attorneys to get a free review of your claim or help starting a new mold damage claim.

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Effects of Mold Damage

Not all mold is toxic. While it isn't poisonous, some types emit toxins. Two types, Stachybotrys Chartarum, and toxigenic Aspergillus are harmful to humans. A mold attorney and mold remediation company often recognize these types of mold as toxic mold. These molds can lead to various health issues and reactions.

“Black mold” is typically Stachybotrys chartarum, and usually appears as black or dark green.  It thrives on materials like drywall and carpet, producing spores that are released into the air. Symptoms of a reaction include: 

  • Chronic sneezing and coughing

  • Irritable eyes

  • Irritation of the nasal and throat mucous membranes

  • Chronic fatigue 

  • Frequent headaches

Contact one of our Florida Property Damage Attorneys to get a free review of your claim or help starting a new mold damage claim.

I need the insurance company to pay for my mold damage.
What do I Do?

Recovering damages from mold is a multi-step process.  The level of the mold reaction and the costs associated with medical treatment and property repairs are included in the amount of damages. Oftentimes, recoverable damages are noted as compensatory damages. Compensation may be provided for losses including medical bills, home repairs, and pain and suffering.

There is a level of difficulty in recovering damages for toxic mold issues. For example, your doctor may dispute any possible connection between your state of health and mold exposure, making it hard to prove injury. Most insurance companies don't offer mold damage coverage, so an attorney will be helpful in ensuring a solution for your home and needs. Mold damage is a specialized area of expertise within personal injury law; claims for toxic mold tend to be complicated and require sufficient expertise in the state of Florida.

Contact one of our Florida Property Damage Attorneys to get a free review of your claim or help starting a new mold damage claim.

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When Should I Hire A Mold Damage Attorney?

If you've been a homeowner in Florida for any length of time, chances are you already have, or will need to file a homeowners insurance claim at some point. One important question when it comes to filing a homeowners insurance claim is "When do I hire a lawyer for an insurance claim?"

If your home has been damaged and you need to file a homeowners insurance claim in Florida, we suggest contacting an insurance claim attorney, before you ever contact your homeowners insurance provider. A seasoned insurance claim attorney can help you through the homeowners insurance claims process and ensure you provide the right information to your insurance provider. Not providing enough, or providing too much information, can sometimes hurt your insurance claim. A knowledgeable Florida Property Damage Or Insurance claim attorney understands the insurance industry's jargon, and their bottom line. Hiring an insurance claim attorney to file your homeowner insurance claim ensures your claim is submitted with your best interest and outcome in mind.

For more helpful information on mold insurance please visit FEMA's National Mold Insurance Program website.

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Hire A Water Damage Attorney And Get Help With Your Claim

If you need specific legal advice on whether to purchase flood insurance for your Florida home, or simply need help with your open water damage claim, contact Florida Property Damage Attorneys. Florida residents deserve proper advice when protecting one of their biggest investments and a Florida insurance claim attorney at Florida Property Damage Attorneys will be happy to discuss your situation with you.

 

Our home office is in Tallahassee, Florida, but we serve homeowner insurance claim cases all over the state of Florida. Give us a call today at 850-722-7878 to schedule a consultation to discuss your homes unique situation.